FAQ


This Privacy Policy statement covers the Web site www.FixYourCreditNow.org and the Credit Management Resources Service. We encourage you to read the entire Policy and check this page periodically for any changes or updates.

  • Privacy Statement: 
    The following policy explains how we gather and use personal information in detail. This policy may change from time to time and CREDIT MANAGEMENT RESOURCES reserves the right to change or modify this policy at any time with or without notice. If you have any questions about this policy, please feel free to contact Info@CreditManagementResources.com;  By registering and using this Site, you signify your acceptance of this Policy. If you do not agree to the terms of this Policy in whole or part, you should not use this Site and should immediately terminate your registration (
    if you have signed up) by following the instructions in “Opting-Out of Further Communications” (See under Registration below).
  • REGISTRATION: Credit Management Resources only collects personally identifiable information (hereafter simply "personal information") that is volunteered during the registration process or in response to specific information requests. Examples of personal information that may be requested include: first and last name, address, email address, and telephone number. Anybody completing and submitting any of the forms (including our newsletter) on the CREDIT MANAGEMENT RESOURCES domain is considered a "registrant."

    In addition, CREDIT MANAGEMENT RESOURCES may collect your IP address and information through use of electronic “cookies”.  When you register with CREDIT MANAGEMENT RESOURCES you automatically consent to registration in all the other online properties in the CREDIT MANAGEMENT RESOURCES network (
    collectively, the "Network Sites"). Accordingly, CREDIT MANAGEMENT RESOURCES may share registrant personal information with the Network Sites.

    By providing personal and other information to this Site, registrant fully understand and unambiguously consent to the collection and processing of such information in, and the transfer of such information to Network Sites, the United States and other countries or territories, in accordance with the terms of this Policy.
  • Do Not Call Registry Compliance: By submitting personal contact and/or financial information through (CREDIT MANAGEMENT RESOURCES domain), the user hereby grants written permission to CREDIT MANAGEMENT RESOURCES, its affiliated sites, and its business partners for contact via telephone, mail, and/or e-mail. Further, by registering at CREDIT MANAGEMENT RESOURCES you are consenting to receive phone calls from CREDIT MANAGEMENT RESOURCES, its affiliated sites, and its business partners for contact via telephone, including but not limited to lenders that may contact you regarding credit counseling and thereby registrants waive their right to file a claim with the FTC or any other agency in reference to these calls or contacts.
  • Third Party Offers:  By registering at CREDIT MANAGEMENT RESOURCES you may receive follow-up contacts/offers from third party companies. We cannot be responsible for the services or representations of third party advertisers.
  • Links to Other Sites: CREDIT MANAGEMENT RESOURCES contains links to other sites. We are not responsible for the privacy practices or the content of such web sites.
  • Security, Fraud, and Abuse:  This site has security measures in place to protect the loss, misuse, and alteration of the information under our control. CREDIT MANAGEMENT RESOURCES regularly reviews these measures to better protect you.
  • Opting-Out of Further Communications:  CREDIT MANAGEMENT RESOURCES registrants may opt-out of receiving further communications from CREDIT MANAGEMENT RESOURCES. Registrants may, at any time, choose not to receive promotional emails from CREDIT MANAGEMENT RESOURCES or the Network (1) following the " unsubscribe" instructions in any CREDIT MANAGEMENT RESOURCES e-mail received by registrant, or (2) writing to Info@CreditManagementResources.com  
    *
    Note:
    Unsubscribing from one email list does not automatically unsubscribe you from any other email list that you may be on. Please read the email carefully to find out which list you are unsubscribing from.
  • Must Be 18 Years or Older:  CREDIT MANAGEMENT RESOURCES or its Network is neither intended for, nor directed to, children under the age of 18. If CREDIT MANAGEMENT RESOURCES learns that a person who registers on the Site is under the age of 18, CREDIT MANAGEMENT RESOURCES will promptly delete that individual's registration.
  • Transfer In Certain Circumstances:  In its sole discretion, CREDIT MANAGEMENT RESOURCES may transfer, sell or assign information collected on and through this Site, including without limitation, personal information and other registrant-provided information, to one or more third parties, as a result of the sale, merger, consolidation, change in control, transfer of substantial assets, reorganization or liquidation of CREDIT MANAGEMENT RESOURCES and/or Network Sites.
  • Change in Policy:  CREDIT MANAGEMENT RESOURCES may, from time to time, amend this Policy, in whole or part, in its sole discretion. Depending on the nature of the change, CREDIT MANAGEMENT RESOURCES will either announce the change (1) on the privacy policy page of the site, or (2) provide such notice via e-mail to registrants. By not unsubscribing, following the announcement of any changes, you will be deemed to have agreed to such changes. If you do not agree with the terms of this Policy, as it may be amended from time to time, in whole or part, you must terminate your registration by unsubscribing at Info@CreditManagementResources.com.  Presented by CREDIT MANAGEMENT RESOURCES

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