Member Services
  • Credit Audit Verification and Restoration (ERASE BAD CREDIT). Members are eligible for representation by affiliated attorneys to challenge the three major national credit bureaus and force the removal of derogatory, inaccurate and/or unverifiable information from your credit report.(1)
  • Free Legal Advice: Members are eligible for free membership into a national network of over 20,000 attorneys in all 50 states. Most legal problems can be settled with nothing more than a phone call or letter written on your behalf by one of our plan member attorneys. Members are encouraged to embrace the legal system and to make consistent use of these highly qualified attorneys who will help them navigate through life’s unexpected legal matters. Services included at NO CHARGE are unlimited phone consultation, attorney review of legal documents, necessary calls and letters by your attorney, simple wills for you and your family, advice on representing yourself in small claims court and help with government programs. Plus discounted fee schedule, contingency fees, and hourly rates. (2)
  • Free Tax Advice: Eligible Members can get all of the answers to their most pressing tax questions easily, professionally, and without a charge - Ever. The MY TAX MAN SERVICE offers advice by real tax experts. It gives accepted Members the opportunity to make unlimited phone calls and get prompt accurate answers about new tax laws, forms, deductions, dependants, IRS’s, capital gains taxes- for all of your tax concerns. ELEGIBLE MEMBERSS CAN HAVE THEIR LAST 2 YEARS TAX RETURNED REVIEWED TO GET A PROFESSIONAL OPINION IF THERE WERE ANY MISSED OPPORTUNITIES WITH THEIR REFUND. Never a charge for a consultation and confidentiality is guaranteed. (2)
  • $5,000.00 Unsecured Line of Credit: Eligible Members are automatically approved for a $5,000.00 unsecured merchant credit card called the CREDIT PLUS CARD to make purchases from over 12,000 products. Positive payment history will be reported monthly to the major national credit bureaus further helping re-establish credit. (3)
  • Second Chance Checking Account: If an Eligible Members has been unable to open a checking account due to poor credit or a derogatory listing in Chex Systems we can help. Our affiliated attorneys will represent the Members against Chex Systems and force the removal of your name from their black list. Alternatively, Eligible Members can be directed to a bank or credit union in their area that does not use Chex Systems verification. Additionally, Members have access to an internet bank that will open a checking account for Eligible Members. Funds are FDIC insured up to $100,000. (Debit card is included. (3)
  • Currency Connection Card with Guaranteed Overdraft Protection: The Currency Cash Card is an ATM/debt card giving Eligible Members access to their own personal bank account. Funds are maintained at an FDIC insured account at Republic Bank & Trust. The Currency Cash Card is better than a traditional bank account as it requires NO CREDIT VERIFICATION, there are NO CHECKS TO BOUNCE, up to a $400 OVERDRAFT PRIVILEGE. Eligible Members may use their Currency Cash Card to accept deposits, make withdrawals or make purchases. Members receive a monthly bank statement to verify account activity. (3)
  • FREE Credit Card Search Service: In addition to an unsecured credit card offered to Eligible Members, we will conduct a data base search of all of the banks in the United States that offer sub-prime secured, unsecured and partially secured credit cards. We guarantee that an Eligible Members will be approved for a minimum of 2 new credit lines. (2)
  • Personal Finance Coach: Eligible Members will have access to unlimited use of a LIFELINES Personal Finance Coach, in addition to helping with “Big Picture” financial planning your Personal Coach will discuss a variety of topics, like - Do I buy or lease a car? Which card should I pay off first? What will I need to (1) retire? (2) to send my kid to college? Is term, universal or whole life best for me? Help with your family budget. etc. These Personal Coaches are highly qualified to help Eligible Members focus on their issue and/or identify helpful resources. The coach is objective and WILL NOT sell you financial products or services. Coaches provide undivided attention, information, and guidance. (2)
  • IRS DEFENSE: Eligible Members will have the opportunity to participate in our alliance with an organization whose principal has 10 years experience as an IRS agent. He now serves as a consumer advocate, certified to represent consumers against the IRS. Eligible Members receive 1 free hour of telephone consultation. If additional assistance is required members receive discounts. (2)
  • Discounted Health Benefits Program: Until now 80% of Eligible Members did not have a benefits plan to cover their family for Dental and Chiropractic care, Prescription drugs, Eye care (Glasses or Contacts), Durable Medical Equipment. Laser Vision Correction, and discounted access to Hospitals, Physicians, Surgeons, Radiology, Clinical, Laboratory, and Specialists. Eligible Members receive this coverage for their entire household. The Company is in the process of securing a second discount program to give Eligible Members a choice among two valuable programs. Many Members save more on healthcare than the entire cost of their membership. (2)
  • Telecommunication Services: Eligible Members may choose a low flat rate for unlimited long distance service even if they do not have dial 1 capabilities on their home phone. (4)
  • Credit Reference Service: We will provide a written credit reference at anytime for current Eligible Members in good standing. (2)
  • Guaranteed Approval for a Computer: Eligible Members are pre-approved for financing of a computer. (3)
  • Mortgage Reduction: Eligible Members who own their own home can save thousands of dollars and cut years off their mortgage by employing the strategies of the endorsed mortgage reduction plan. (2)
  • Information and Education: We offer Eligible Members a number of free and reduced cost materials covering a variety of subjects. Including 2 online personal finance courses and a three hundred plus page college level course on personal finance for non business majors. (1)
  • Ability to apply for grants to cover closing costs: Eligible Members will have the opportunity to apply for grants that may cover the closing costs of their new home. Grant recipients can save thousands of dollars through these grants. (2)
  • Opportunity to purchase properties: Eligible Members will have the opportunity to purchase through affiliates homes significantly below retail either through outright purchases or lease/options or similar arrangements. (2)
  • Preparation of bankruptcy filing: If the Credit Service is not sufficient for an Eligible Member, we will refer the Member to a Bankruptcy attorney in their area or, alternatively, a service that will assist them in preparing documents for filing. (2)
  • Consumer education: Education opportunities are available to Members to learn the fundamentals of managing money. Learning how to be smarter about saving money, living within your means, and overall management of money is critical to their future. (2)


Definitions:
1. We have negotiated an exceptional program that is not available anywhere else. Token fees may apply to cover costs (or) comply with State and Federal Laws.
2. We offer this program at NO CHARGE to valid members.
3. We offer GUARANTEED CREDIT APPROVAL for this product or service. However, the product or service does have fees that the member must pay to take advantage of the offer.
4. We have researched the marketplace and endorse this program as the best service offering.